{"id":2004,"date":"2026-05-03T15:41:27","date_gmt":"2026-05-03T06:41:27","guid":{"rendered":"https:\/\/marineinsurance.jp\/maritime_wiki\/?post_type=maritime_term&#038;p=2004"},"modified":"2026-05-03T15:41:27","modified_gmt":"2026-05-03T06:41:27","slug":"misunderstanding-of-all-risks-coverage","status":"publish","type":"maritime_term","link":"https:\/\/marineinsurance.jp\/maritime_wiki\/terms\/misunderstanding-of-all-risks-coverage\/","title":{"rendered":"\u30aa\u30fc\u30eb\u30ea\u30b9\u30af\u6761\u4ef6\u306e\u8aa4\u89e3"},"content":{"rendered":"<h2>\u30aa\u30fc\u30eb\u30ea\u30b9\u30af\u6761\u4ef6\u306e\u8aa4\u89e3\u3068\u306f<\/h2>\n<p>\n\u30aa\u30fc\u30eb\u30ea\u30b9\u30af\u6761\u4ef6\u306e\u8aa4\u89e3\u3068\u306f\u3001\u8ca8\u7269\u6d77\u4e0a\u4fdd\u967a\u306eICC(A)\u6761\u4ef6\u3092\u300c\u3059\u3079\u3066\u306e\u640d\u5bb3\u304c\u7121\u6761\u4ef6\u306b\u88dc\u511f\u3055\u308c\u308b\u4fdd\u967a\u300d\u3068\u7406\u89e3\u3057\u3066\u3057\u307e\u3046\u3053\u3068\u3067\u3059\u3002\n<\/p>\n<p>\n\u5b9f\u52d9\u4e0a\u3001ICC(A)\u6761\u4ef6\u306f\u300c\u30aa\u30fc\u30eb\u30ea\u30b9\u30af\u300d\u3084\u300c\u5168\u5371\u967a\u62c5\u4fdd\u300d\u3068\u547c\u3070\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\n<\/p>\n<p>\n\u3057\u304b\u3057\u3001\u3053\u308c\u306f\u3042\u3089\u3086\u308b\u640d\u5bb3\u3092\u7121\u5236\u9650\u306b\u88dc\u511f\u3059\u308b\u3068\u3044\u3046\u610f\u5473\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u4fdd\u967a\u6761\u4ef6\u4e0a\u306e\u514d\u8cac\u4e8b\u9805\u3084\u3001\u8ca8\u7269\u4fdd\u967a\u306e\u5bfe\u8c61\u5916\u3068\u306a\u308b\u640d\u5bb3\u306f\u5b58\u5728\u3057\u307e\u3059\u3002\n<\/p>\n<h2>\u30aa\u30fc\u30eb\u30ea\u30b9\u30af\u306e\u57fa\u672c\u7684\u306a\u610f\u5473<\/h2>\n<p>\n\u8ca8\u7269\u6d77\u4e0a\u4fdd\u967a\u306b\u304a\u3051\u308b\u30aa\u30fc\u30eb\u30ea\u30b9\u30af\u3068\u306f\u3001\u514d\u8cac\u4e8b\u9805\u306b\u8a72\u5f53\u3057\u306a\u3044\u9650\u308a\u3001\u8f38\u9001\u4e2d\u306e\u5076\u7136\u306a\u4e8b\u6545\u306b\u3088\u308b\u8ca8\u7269\u640d\u5bb3\u3092\u5e83\u304f\u88dc\u511f\u3059\u308b\u3068\u3044\u3046\u610f\u5473\u3067\u3059\u3002\n<\/p>\n<p>\nICC(B)\u6761\u4ef6\u3084ICC(C)\u6761\u4ef6\u306e\u3088\u3046\u306b\u3001\u88dc\u511f\u3055\u308c\u308b\u5371\u967a\u304c\u9650\u5b9a\u7684\u306b\u5217\u6319\u3055\u308c\u308b\u6761\u4ef6\u3068\u6bd4\u3079\u308b\u3068\u3001ICC(A)\u6761\u4ef6\u306f\u88dc\u511f\u7bc4\u56f2\u304c\u5e83\u304f\u306a\u308a\u307e\u3059\u3002\n<\/p>\n<p>\n\u305f\u3060\u3057\u3001\u5e83\u3044\u88dc\u511f\u3067\u3042\u308b\u3053\u3068\u3068\u3001\u3059\u3079\u3066\u306e\u640d\u5bb3\u304c\u88dc\u511f\u3055\u308c\u308b\u3053\u3068\u306f\u5225\u3067\u3059\u3002\n<\/p>\n<h2>\u8aa4\u89e3\u3055\u308c\u3084\u3059\u3044\u30dd\u30a4\u30f3\u30c8<\/h2>\n<p>\n\u30aa\u30fc\u30eb\u30ea\u30b9\u30af\u6761\u4ef6\u3067\u306f\u3001\u6b21\u306e\u3088\u3046\u306a\u8aa4\u89e3\u304c\u8d77\u304d\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002\n<\/p>\n<ul>\n<li>\u3069\u3093\u306a\u7834\u640d\u3067\u3082\u5fc5\u305a\u88dc\u511f\u3055\u308c\u308b<\/li>\n<li>\u68b1\u5305\u304c\u60aa\u304f\u3066\u3082\u88dc\u511f\u3055\u308c\u308b<\/li>\n<li>\u9045\u5ef6\u306b\u3088\u308b\u640d\u5bb3\u3082\u88dc\u511f\u3055\u308c\u308b<\/li>\n<li>\u8ca8\u7269\u306e\u81ea\u7136\u52a3\u5316\u3082\u88dc\u511f\u3055\u308c\u308b<\/li>\n<li>\u6226\u4e89\u3084\u30b9\u30c8\u30e9\u30a4\u30ad\u3082\u5f53\u7136\u306b\u88dc\u511f\u3055\u308c\u308b<\/li>\n<li>\u4fdd\u967a\u671f\u9593\u5916\u306e\u4e8b\u6545\u3067\u3082\u88dc\u511f\u3055\u308c\u308b<\/li>\n<li>\u4e8b\u6545\u539f\u56e0\u304c\u4e0d\u660e\u3067\u3082\u5fc5\u305a\u88dc\u511f\u3055\u308c\u308b<\/li>\n<\/ul>\n<p>\n\u3053\u308c\u3089\u306f\u3044\u305a\u308c\u3082\u3001\u5b9f\u52d9\u4e0a\u306f\u614e\u91cd\u306b\u78ba\u8a8d\u304c\u5fc5\u8981\u3067\u3059\u3002\n<\/p>\n<h2>\u68b1\u5305\u4e0d\u5099\u306f\u88dc\u511f\u3055\u308c\u306a\u3044\u3053\u3068\u304c\u3042\u308b<\/h2>\n<p>\nICC(A)\u6761\u4ef6\u3067\u3042\u3063\u3066\u3082\u3001\u8f38\u9001\u306b\u9069\u3057\u305f\u68b1\u5305\u304c\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u306f\u91cd\u8981\u3067\u3059\u3002\n<\/p>\n<p>\n\u8ca8\u7269\u306e\u91cd\u91cf\u3001\u5f62\u72b6\u3001\u58ca\u308c\u3084\u3059\u3055\u3001\u8f38\u9001\u65b9\u6cd5\u306b\u5bfe\u3057\u3066\u68b1\u5305\u304c\u4e0d\u5341\u5206\u306a\u5834\u5408\u3001\u7834\u640d\u3084\u6fe1\u640d\u304c\u767a\u751f\u3057\u3066\u3082\u3001\u68b1\u5305\u4e0d\u5099\u3068\u3057\u3066\u514d\u8cac\u304c\u554f\u984c\u306b\u306a\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\n<\/p>\n<p>\n\u7279\u306b\u3001\u7cbe\u5bc6\u6a5f\u68b0\u3001\u30ac\u30e9\u30b9\u88fd\u54c1\u3001\u91cd\u91cf\u8ca8\u7269\u3001\u6db2\u4f53\u8ca8\u7269\u3001\u4e2d\u53e4\u54c1\u306a\u3069\u3067\u306f\u3001\u68b1\u5305\u72b6\u614b\u304c\u4e8b\u6545\u539f\u56e0\u306e\u5224\u65ad\u306b\u5927\u304d\u304f\u5f71\u97ff\u3057\u307e\u3059\u3002\n<\/p>\n<h2>\u8ca8\u7269\u56fa\u6709\u306e\u6027\u8cea\u306f\u5225\u554f\u984c<\/h2>\n<p>\n\u8ca8\u7269\u56fa\u6709\u306e\u6027\u8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